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Online loans and credit cards without certificates and guarantors😎
✨ Tired of banks that are constantly asked to bring a whole bunch of documents? We do not need any certificates: even a certificate of income and a work book. All we need is your passport to make sure you are really you.
You do not have to disturb others to ask them to vouch for you before the bank: only you are responsible for your obligations. We do not ask you to pledge your property to secure a debt - only a completed application form and your passport details.
Money before salary without leaving home✨
Previously, in order to borrow money from a bank, you had to go to the office strictly during business hours, collect a bunch of documents according to the list, and then wait for how much the bank could approve you and whether it would approve at all.
🤑We offer you to take a loan to a bank card without leaving your home - now it has become real.
You just need to download our application and fill out an application for a loan: it is important not to make mistakes and enter all the data correctly. That's all: the completed application is sent for automatic verification, which works around the clock. Since the check is automatic, it takes a minimum of time. The money will be in your account as soon as possible.
🔥Loans without interest for new clients🔥
Just imagine: you can get paycheck money for free! Our application has loans at 0: a new borrower can get them. This is a very advantageous offer: you get a loan on the card, for which you do not even have to pay anything. You just use these
money and return them within the specified period.
🔥Loans to the card without refusals: almost 100% of approved applications🔥
The worst thing about getting a loan is that you may be denied it. In our application, loans are approved by 97% of borrowers. You have almost no chance of not getting the amount you need.
🔥Get an online loan right now!🔥
You do not need to ask someone to borrow money: you only need to fill out an electronic form and send it for verification. You can take an online loan for qiwi or a loan for a card - whichever is more convenient for you. And you also make a refund by remote payment using the specified details👍
To obtain a loan, the following conditions must be met:
The minimum loan repayment period is 61 days;
The maximum loan repayment period is 93 days;
The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 35.9%, and the minimum is 35.9%. Annual interest for using the Credit - min 35.9%, max 35.9%;
The minimum rate for using a loan per day is 0.01%;
The maximum rate for using a loan per day is 0.01%;
Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount;
Other commissions or fees: none.
An example of interest rate calculation:
The amount of the loan body is 10,000 rubles.
Loan term is 90 days.
Commission for using the loan: 0.01% per day, i.e. 10 rubles per day, or 3% per month (averaged for 30 days), i.e. 300 rubles per month (averaged for 30 days).
The total amount of the commission for 90 days will be 900 rubles.
The total amount to be returned, taking into account the loan amount: 10,900 rubles.
FLC - Full Loan Cost (FLC - Full Loan Cost) as a percentage is 35.9% per annum.
Consequences of delay in repayment of the loan:
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
age from 18 to 65 years;
passport of a citizen of the Russian Federation.
Information about the organization: LLC MCC "Akademicheskaya". TIN: 5407973316, OGRN: 1195476007605. License of the Central Bank of the Russian Federation: 19/035/50/009325. Address: 630091, Novosibirsk, st. Derzhavina, 28, office 301.

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